Credit decisions for everyone who extends credit

We check the credit. You trade with confidence.

AgentCredit gives any UK SME a real credit grade, recommended exposure limit, and a one-paragraph rationale — for £15 per check. No subscription. No sales call. No minimum.

Run your first check freeSee pricingWatch how it works (90s) →

Try a free credit check. No card required. Top up to keep going.

Sample assessment

A UK Metals Supplier

08123456 · UK SIC 46720 · Wholesale of metals and metal ores

Approved with limitsA-

Credit limit

£600k

Payment terms

Net 60

Strong liquidity (current ratio 1.8) and consistent operating profitability support exposure on Net 60 terms. Debt-to-equity of 1.1 is moderately above wholesale peers, so cap the credit limit at the upper end of A-grade policy and re-test annually or on any material change.

Decision support only. Not regulated financial advice.

Built for three kinds of credit decisions

Same engine, three views. Pick what fits your day.

“We give 30-day terms but we don't have a credit team.”

Wholesalers, distributors, B2B SaaS, marketplaces

Score every new customer in a few minutes. Get a recommended credit limit, payment terms, and audit-trail rationale — all without hiring a credit controller.

“I have 50 leads. Which 5 are worth a sales call?”

Loan officers, factoring brokers, asset finance

Score your whole prospect list in a morning. Walk into the qualified ones knowing the recommended amount, tenor, and rate before you dial.

“I'm 20 minutes into the call before I find out they can't trade size.”

FX sales, treasury teams

Pre-check any prospect in a few minutes. Walk in already knowing the maximum notional, max tenor, and margin call threshold you can offer.

Built for buyers, not banks.

The credit-intelligence vendor that does business the way you do.

No 5-year contracts. Pay per check or month-to-month.
No £30k minimum spend or annual commitment.
No 6-month integration. Up and running in an afternoon.
No sales call required to see a price.

Pay only when you check.

Top up like a pre-paid card. Credits never expire.

Single check

£15

£15 per check · 1 check

One credit assessment, no commitment

Get 1 check

Running an active credit book? Subscribe for the full dashboard, portfolio monitoring, AI-written reports, and team seats →

Or subscribe — the full credit and FX limits platform for payment firms and credit teams.

Adds team seats, API access, AI reports, and the MCP tool for Claude.

Free

£0/month

One free preview, no card required

  • 1 free preview (decision + credit grade only)
  • No expiry — preview lives on the account until used
  • Top up to £15/check or subscribe to unlock the full assessment
Try the free preview
Most popular

Team

£1999/month

Credit + FX limits + book management for payment firms

  • 150 assessments/month
  • 75 AI-generated credit reports/month
  • 5 users included
  • REST API + MCP tool for Claude
  • FX exposure module
  • Stress testing module
  • Portfolio dashboards (Loans · Trade Credit · FX exposure)
  • Webhooks for real-time integration
  • Priority email + Slack support
  • Concierge onboarding (1-hour walkthrough)
Start 14-day trial

Frequently asked questions

What's the difference between PAYG and a monthly subscription?
Pay-as-you-go gives you a simple chat — ask any question about a UK business, get a credit grade and recommendation back. £15 per check. No dashboard, no contract. Best for occasional checks. Monthly subscriptions add the full credit-management dashboard: monitor exposure across all your customers, run portfolios, stress-test, FX limits, and the MCP tool for Claude. Every paid plan starts with a 14-day trial — card required, 3 assessments included, auto-converts to the chosen tier unless cancelled.
What does one credit check actually give me?
A credit grade (A+ to F), the customer's probability of default, a recommended credit limit (or amount, or FX notional — depending on the view you pick), recommended payment terms or tenor, and a 3-4 sentence plain-English rationale citing the specific financial ratios that drove the decision.
What if my customer is too small or too new for a credit check?
We score on whatever data is available. UK micro-entities file balance-sheet-only accounts about 99% of the time — we flag that openly and apply a conservative uplift to the score. The decision and limit are still actionable; you just see wider confidence bands.
Is this regulated financial advice?
No. AgentCredit is a decision-support tool, not regulated advice. The score informs your credit process — it doesn't replace your own judgement, your insurer's requirements, or professional financial counsel.
Can I cancel anytime?
PAYG credits never expire — you only pay for what you use. Monthly plans are month-to-month with no contracts; cancel from settings and you keep access until the end of the billing period.
What data sources do you use?
We aggregate data from Companies House filings, The Gazette insolvency notices, SEC EDGAR for US filers, and industry-specific benchmarks. See our model card for full methodology.

Your first credit check is 2 clicks away.

One free credit check, no card required. Top up to keep going, or start a 14-day dashboard trial (card + 3 assessments included).

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