The credit engine behind the AgentCredit FX platform

Check who owes you — before the invoice, not after.

One-off credit checks on any UK company, powered by the same engine behind the AgentCredit FX platform. Access is by invitation while the rollout is controlled — we read every request and come back to you.

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agentcredit.net/receivables-payables
AgentCredit Receivables & Payables — counterparty credit grades, aging, and payment behaviour for a demo org

Built for three kinds of credit decisions

Same engine, three views. Pick what fits your day.

“We give 30-day terms but we don't have a credit team.”

Wholesalers, distributors, B2B SaaS, marketplaces

Score every new customer in a few minutes. Get a recommended credit limit, payment terms, and audit-trail rationale — all without hiring a credit controller.

“I've got 50 new customers to onboard. Which ones need a closer look?”

Finance teams, credit control, revenue ops

Triage your whole list in a morning. See each one's credit grade and recommended limit before you extend a penny of terms.

“I'm about to wire a deposit to a supplier I've never traded with.”

CFOs, finance leads, procurement

Pre-check any counterparty in a few minutes. Walk into the commitment already knowing their credit grade and the facts on who they really are.

One subscription — counterparties, credit, and currency risk, watched.

Counterparty checks come with the plan. Access is by invitation while the rollout is controlled — we read every request and come back to you.

Request access

Frequently asked questions

What do I get with a subscription?
Counterparty credit checks across your whole book, plus FX limit management, book management, and mark-to-market — all included. Plans are priced annually on the number of counterparties you cover, not per check. Request access and we'll come back to you about the plan that fits.
What does one credit check actually give me?
A credit grade (A+ to F), the customer's probability of default, a recommended credit limit (or amount, or FX notional — depending on the view you pick), recommended payment terms or tenor, and a 3-4 sentence plain-English rationale citing the specific financial ratios that drove the decision.
What if my customer is too small or too new for a credit check?
We score on whatever data is available. UK micro-entities file balance-sheet-only accounts about 99% of the time — we flag that openly and apply a conservative uplift to the score. The decision and limit are still actionable; you just see wider confidence bands.
Is this regulated financial advice?
No. AgentCredit is a decision-support tool, not regulated advice. The score informs your credit process — it doesn't replace your own judgement, your insurer's requirements, or professional financial counsel.
Can I cancel anytime?
Desk plans are billed annually. To change your plan, seat count, or renewal, contact us — there's no rolling monthly billing to cancel on an annual desk contract.
What data sources do you use?
We aggregate data from Companies House filings, The Gazette insolvency notices, SEC EDGAR for US filers, and industry-specific benchmarks. See our model card for full methodology.

Your first counterparty check starts with a request.

Tell us about your business and we'll come back to you. Access is by invitation while the rollout is controlled, so there's no self-serve sign-up today.

Request access