Platform for UK payment firms & EMIs

Pre-approved FX trading lines, the moment your KYC is done.

Credit assessment, automated FX limits, and live exposure monitoring — in one platform for payment firms hedging client flows.

Book a demoSee the API

From £1,999/month. 14-day trial. Card required.

agentcredit.io/fx/atlas-engineering
Client
Atlas Engineering Ltd
Approved
Notional
£12.4m
Tenor
90d
Margin
2.8%
Live MTM
3,000,000
UK companies our Machine Learning model trained on
30s
average response time
99.9%
API uptime target
/fx-exposure

One screen for every client.

Live mark-to-market, reprice in one click, breach alerts before you call the client.

agentcredit.io/fx-exposure
Client
Atlas Engineering Ltd
Approved
Notional
£12.4m
Tenor
90 days
Margin
2.8%
Live MTM+£42,180
Assessment

What your desk sees.

Counterparty
Atlas Engineering Ltd
00099001 · West Yorkshire
Approved with limitsAI-generated
B+
Credit grade
PD 12m · 1.8%
Notional
£12.4m
Tenor
90 days
Margin
2.8%
AI rationale

12 years trading, stable cashflow with EBITDA margin 8.4% over 3y. No CCJs, no late filings. Director track record clean. Exposure to commodity-cycle risk in upstream engineering inputs warrants a moderate haircut on tenor — 90d limit set conservatively at £12.4m for Atlas, reviewable quarterly.

Pre-approved FX trading lines, the moment your KYC is done.

Your sales team stops chasing the credit committee. Your client starts trading the same day.

01

Your KYC completes

You finish your usual KYC and AML checks. Pass the company name or CRN to our API.
02

AgentCredit returns a pre-approved limit

We pull the client’s filed financials from Companies House, run the credit assessment, and return a recommended trading line — notional cap, max tenor, margin call threshold — within minutes.

No CH financials? Many UK SMEs file abbreviated accounts. Upload management accounts as PDF, Excel, or image, and our AI extracts the line items automatically. You get the same pre-approved line — no manual data entry, no spreadsheet.

03

Your desk accepts, client trades

Your dealer reviews and confirms (or amends) the suggested line. The client is live. No credit committee. No multi-day wait.
POST /api/v1/partner/fx/onboard
$ curl -X POST https://agentcredit.net/api/v1/partner/fx/onboard \
  -H "Authorization: Bearer ac_live_..." \
  -H "Content-Type: application/json" \
  -d '{"company_number":"00099001"}'

# Response within minutes:
{
  "credit_grade": "B+",
  "composite_pd": 0.018,
  "fx_recommendation": {
    "decision": "Enable with limits",
    "recommended_notional": 4500000,
    "recommended_max_tenor_days": 180,
    "margin_call_threshold_pct": 0.05
  }
}
See the API docsBook a demo

What the platform does

Four modules. One workflow from first credit check to live exposure.

Credit assessment with AI rationale

Every client gets a credit grade, PD, and a 3-4 sentence narrative explaining why. Risk-team-ready.

Automated FX limit-setting

Notional cap, max tenor, margin call threshold — derived from the client’s revenue and credit grade. Manually override anytime.

Forward book management

Import positions via CSV or Excel — or push them in real time via API. Dedup is automatic.

Live exposure monitoring

Track utilisation, breach alerts, and per-client net exposure. Mark-to-market available as an add-on.

Built for payment firms.

Designed around the way EMIs and payment institutions actually hedge commercial flows for corporate clients.

Built for commercial hedging

For payment firms hedging commercial client flows. Not for retail. Not for proprietary risk-taking.

Your KYC stays your KYC

AgentCredit returns credit decisions. You own client onboarding, KYC, and AML.

Audit trail on every decision

Every score, every limit, every position change — logged with timestamps.

Simple pricing. No procurement cycle.

Start with a single check, or jump straight to the full platform.

Pay-as-you-go

£15/check

One credit check, no contract.

See pricing
Most platforms start here

Team

£1,999/month

Credit + FX limits + book management. + £499/mo Mark-to-Market add-on.

See pricing

Full platform

Team + Mark-to-Market

£2,498/month

Everything in Team, plus live FX forward MTM and breach monitoring.

See pricing

Cut your FX-client approval time from days to minutes.

See AgentCredit live on a 30-minute call with your team.

Book a demo