Platform for UK payment firms & EMIs

Pre-approved FX trading lines and live exposure — from the moment KYC is done.

Credit assessment, automated FX limits, and live exposure monitoring — in one platform for payment firms hedging client flows.

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Pricing is tailored to your volume. Request access and we'll talk it through.

agentcredit.net/fx/marrowfen-industrial
Client
Marrowfen Industrial Ltd
Approved
Notional
£12.4m
Tenor
90d
Margin
2.8%
Live MTM

Illustrative — sample data

0.78
out-of-time AUC (true temporal hold-out)
/fx-exposure

One screen for every client.

Live mark-to-market, reprice in one click.

agentcredit.net/fx-exposure
Client
Marrowfen Industrial Ltd
Approved
Notional
£12.4m
Tenor
90 days
Margin
2.8%
Live MTM+£42,180

Illustrative — sample data

Assessment

What your desk sees.

Counterparty
Marrowfen Industrial Ltd
19500000 · West Yorkshire
Approved with limitsAI-generatedIllustrative — sample data
B+
Credit grade
PD 12m · 1.8%
Notional
£12.4m
Tenor
90 days
Margin
2.8%
AI rationale

12 years trading, stable cashflow with EBITDA margin 8.4% over 3y. No CCJs, no late filings. Director track record clean. Exposure to commodity-cycle risk in upstream engineering inputs warrants a moderate haircut on tenor — 90d limit set conservatively at £12.4m for Marrowfen, reviewable quarterly.

Pre-approved FX trading lines and live exposure — from the moment KYC is done.

Your sales team stops chasing the credit committee. Your client starts trading the same day.

01

Your KYC completes

You finish your usual KYC and AML checks. Pass the company name or CRN to our API.
02

AgentCredit returns a pre-approved limit

We pull the client’s filed financials from Companies House, run the credit assessment, and return a recommended trading line — notional cap, max tenor, margin call threshold — within minutes.

No CH financials? Many UK SMEs file abbreviated accounts. Upload management accounts as PDF or Excel, and our AI extracts the line items automatically. You get the same pre-approved line — no manual data entry, no spreadsheet.

03

Your desk accepts, client trades

Your dealer reviews and confirms (or amends) the suggested line. The client is live. No credit committee. No multi-day wait.
POST /api/v1/partner/fx/onboard
$ curl -X POST https://agentcredit.net/api/v1/partner/fx/onboard \
  -H "Authorization: Bearer ac_live_..." \
  -H "Content-Type: application/json" \
  -d '{"company_number":"19500000"}'

# Response within minutes:
{
  "credit_grade": "B+",
  "composite_pd": 0.018,
  "fx_recommendation": {
    "decision": "Enable with limits",
    "recommended_notional": 12400000,
    "recommended_max_tenor_days": 90,
    "margin_call_threshold_pct": 0.028
  }
}
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What the platform does

Four modules. One workflow from first credit check to live exposure.

Credit assessment with AI rationale

Every client gets a credit grade, PD, and a 3-4 sentence narrative explaining why. Risk-team-ready.

Automated FX limit-setting

Notional cap, max tenor, margin call threshold — derived from the client’s revenue and credit grade. Manually override anytime.

Forward book management

Import positions via CSV or Excel — or push them in real time via API. Dedup is automatic.

Live exposure monitoring

Track utilisation and per-client net exposure, with live mark-to-market included in every tier.

Not a payment firm? The same engine powers the CFO copilot: exposure mapping, counterparty grades, and a copilot that answers from your books.

Built for payment firms.

Designed around the way EMIs and payment institutions actually hedge commercial flows for corporate clients.

Built for commercial hedging

For payment firms hedging commercial client flows. Not for retail. Not for proprietary risk-taking.

Your KYC stays your KYC

AgentCredit returns credit decisions. You own client onboarding, KYC, and AML.

Audit trail on every decision

Every score and every limit change on your AgentCredit dashboard is logged with timestamps.

Priced on the size of your book.

One annual subscription for the whole desk — credit, FX limits, book management, and mark-to-market, all included.

Desk

Priced on request

Up to 75 counterparties. Credit, FX limits, book management, and mark-to-market.

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Most desks start here

Firm

Priced on request

Up to 250 counterparties. Credit, FX limits, book management, and mark-to-market.

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Enterprise

Priced on request

250+ counterparties, multi-entity, K-TCD, and white-label API.

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Cut your FX-client approval time from days to minutes.

See AgentCredit live on a 30-minute call with your team.

Book a demo