Getting started
Five minutes from signup to your first credit assessment.
1. Create your account
Visit /signup and register with your work email. No card required — the Free tier includes one lifetime preview (decision + credit grade). To run a full assessment, top up via PAYG (£15/check) or start a 14-day paid-tier trial (card required, 3 assessments). You'll be redirected to the chat once your account is ready.
2. Run your first assessment
From the dashboard, click Credit Assessment → New Assessment. You can provide financial data three ways:
- Manual entry — paste figures into the guided form. Fastest if you already have the numbers.
- PDF upload — drop a UK Companies House filing or set of annual accounts; the platform extracts balance sheet, P&L, and cash-flow items automatically.
- Accounting connect — import from Xero or QuickBooks (coming soon; placeholder in the UI today).
Fill in the counterparty profile (company name, UK SIC code, credit line / trading line requested) and submit. The ensemble model returns a score in a couple of minutes.
3. Read the result
You'll see four panels:
- Composite score — a number from 300 (worst) to 850 (best), a letter grade (A+ to F), and the implied probability of default (PD).
- Individual model breakdown — scorecard points, XGBoost SHAP contributions, Altman Z-score. Every number is clickable.
- Peer comparison — the counterparty's key ratios against 88 real UK SIC division peer groups (percentile P10 to P90).
- AI narrative report — a two-page analyst-style writeup generated by Claude, citing the model outputs.
See Understanding the score for a deeper walkthrough of what each number means and when to trust it.
4. Integrate via API or MCP
Once you've seen the product work end-to-end in the dashboard, the next step is usually automation:
Stuck?
Email [email protected] — as a small team we answer every message personally within a working day.