Pay only when you check.
Start free. Top up like a pre-paid card, or switch to a monthly plan when you check often. Credits never expire. Cancel anytime.
Pay-as-you-go
Pay per check via simple chat — ask a question, get an answer. No dashboard, no contract.
Single check
£15
£15 per check · 1 check
One credit assessment, no commitment
Checking 25+ customers a month? A monthly plan below works out cheaper.
Or subscribe — the full credit and FX limits platform for payment firms and credit teams
Full credit-management dashboard plus chat. Monitor exposure, run portfolios, integrate via API. Every paid tier starts with a 14-day trial (card required, 3 assessments included).
Free
One free preview, no card required
£0 /mo
- 1 free preview (decision + credit grade only)
- No expiry — preview lives on the account until used
- Top up to £15/check or subscribe to unlock the full assessment
Team
Credit + FX limits + book management for payment firms
£1999 /mo
or £19990/yr billed annually (save £3998)
- 150 assessments/month
- 75 AI-generated credit reports/month
- 5 users included
- REST API + MCP tool for Claude
- FX exposure module
- Stress testing module
- Portfolio dashboards (Loans · Trade Credit · FX exposure)
- Webhooks for real-time integration
- Priority email + Slack support
- Concierge onboarding (1-hour walkthrough)
+ Mark-to-Market add-on
Team add-on£499 /month
Live FX forward mark-to-market and breach monitoring. Requires Team.
Available as a £499/month add-on to the Team plan.
What you get at each tier
| Feature | Free | Team |
|---|---|---|
| Chat-based credit assessment | ✓ | ✓ |
| Full credit dashboard | — | ✓ |
| Assessments per month | 0 | 150 |
| AI reports per month | 0 | 75 |
| Users | 1 | 5 |
| REST API | — | ✓ |
| MCP tool (Claude) | — | ✓ |
| FX exposure module | — | ✓ |
| Stress testing | — | ✓ |
| Support | community | priority email |
Frequently asked
Is there a free trial?
The Free tier gives you one lifetime preview (decision + grade only) without a card. Paid tiers start with a 14-day trial — card required, 3 assessments included, auto-converts to the chosen tier unless cancelled.
Can I cancel anytime?
Yes. Manage your subscription from the Stripe customer portal. No phone calls, no retention teams.
Need more volume or a custom deployment?
Above 150 assessments/month or when you need SSO/SAML, audit log export, or a custom SLA — email [email protected].
Is this regulated financial advice?
No. AgentCredit is a credit-intelligence tool, not a regulated lender or CRA. You remain responsible for credit decisions.
How does the MCP tool work?
The Team plan includes an MCP server URL your AI agents (Claude Desktop, custom Claude apps) can call to run assessments. See /docs/mcp.
What data do you use?
UK Companies House, SEC EDGAR for US filers, The Gazette for insolvency. See the /model-card page for the full list.
Need more than 150 assessments/month, SSO, or a custom deployment? Talk to us →